Fundiin - Ho Chi Minh City, Vietnam

Fundiin is leading the way in Vietnam with its zero-cost Buy Now Pay Later service, making it accessible to the unbanked and underbanked population. With a credit card penetration rate of only 5%, Fundiin is able to provide a convenient and easy-to-use service, free of interest or fees, and with no app download required; all it takes is a single photo of your ID card and 5 seconds. Fundiin has established partnerships with over 300 retail merchants and more than 4,000 physical stores, including some of the country's biggest names such as Mobile World, Unilever, Vua Nem, Lug, Galaxy Play, and numerous cosmetics and fashion brands like Paula's Choice, AHC, DHC, Sulwhasoo, and more.